ResortQuest/Seacoast Realty 2006 - present

REALTOR: Home Sales and Listings in MD and DE

• Consistent Top Producer in Listings and Sales with Anne Powell

American Advantage Mortgage, Inc. 1993-2006

Vice-President

• 13 years of Mortgage Processing experience

• Oversee and assist with all daily activities

• Hire and train employees

• Develop and implement new sales and marketing strategies

• Responsible for all bookkeeping, payroll, and cost control

• Prepare all monthly, quarterly, and annual IRS and State Tax Deposits/Returns

• Manage telephone and email correspondence

• Supervised 7 Complete Virginia State exams in 96, 97, 98, 2000, 2002, 2004, and 2006

• Supervised 3 Complete Maryland State exams in 97, 2001, and 2004

• Prepared Quality Control Checklists for all processing review from income, assets, appraisal, RESPA, etc.

• All aspects of processing from mortgage application to funding and then post-closing.

EDUCATION

• Received Short Sales and Foreclosure Resource Certificate (CRS) - 2010

• Received National Association of Realtors GREEN Destination- 2009

• Short Sales and Foreclosures Course through the Delaware Real Estate Commission - March 2009

• Coastal Association of Realtors- Ongoing courses

• Sussex County Association of Realtors and Coastal Association of Realtors- Ongoing courses

• Ongoing courses with Institute of Financial Education and Maryland Mortgage Bankers/Brokers Association, Financial Strategies, and Calyx Point Software

• 99 hour Real Estate course with Long and Foster School

• Extensive training in Real Estate through Seacoast

• Extensive training in new home construction, marketing and sales through Carl M Freeman Communities

• Dale Carnegie Training Seminars

• Ongoing RESPA seminars

• 2005 Financial Strategies-- Federal Law Updates

• 2005 Financial Strategies-- MD Law updates

• 2005 Financial Strategies-- PA Law Updates

• 2005 Financial Strategies-- Ethics, Fair Lending, ECOA

• 2003 Financial Strategies-- Federal Law Updates

• 2003 Financial Strategies-- MD Law updates

• 2003 Financial Strategies-- PA Law Updates

• 2003 Financial Strategies-- Ethics, Fair Lending, ECOA

• 2001 Financial Strategies-- Federal Law Updates

• 2001 Financial Strategies-- MD Law updates

• 2001 Financial Strategies-- Ethics, Fair Lending, ECOA

• 1998 Capstone Institute of Mtg. Finance- 8 Hrs of Intense Training in FHA Direct Endorsement Underwriting

• 1998 The Institute of Financial Education -Residential Mortgage Lending Underwriting Final Grade: A

• 1996 The Institute of Financial Education Residential Mortgage Lending Documentation Final Grade: A

• 1994 Maryland Mortgage Bankers Assoc – 18 hours -How to Process a Mortgage Loan Final Grade: A

• Towson State University Towson, MD

• Who’s Who Among American High School Students, Arlington Baptist High School

VOLUNTEER WORK

• Compassion International volunteer

• Make-a-Wish Volunteer

HOBBIES
 

• Gardening

• Playing piano

• Church Activities

• Softball

• Boating

• Walking on Beach and collecting sea glass with my husband of 15 years

• Exercising

• Swing Dancing

• Crafts